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longjail
petit fan
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Joined: 30 Jun 2009
Posts: 5
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 Posted: Tue 30 Jun - 03:15
Post subject: yuya-chan |
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All you remember about your child being an infant is the incredible awe you felt about the precious miracle you created. You remember having plenty of time to bestow all your wisdom and knowledge. You thought your child would take all of your advice and make fewer mistakes, and be much smarter than you were. You wished for your child to hurry and grow up.
All you remember about your child being two is never using the restroom alone or getting to watch a movie without talking animals. wow power leveling, You recall afternoons talking on the phone while crouching in the bedroom closet, and being convinced your child would be the first Ivy League1 college student to graduate wearing pullovers2 at the ceremony. You remember worrying about the bag of M＆M"s melting in your pocket and ruining your good dress. You wished for your child to be more independent.
All you remember about your child being five is the first day of school and finally having the house to yourself. You remember joining the PTA3 and being elected president when you left a meeting to use the restroom. You remember being asked “Is Santa real?” and saying “yes” because he had to be for a little bit longer. You remember shaking the sofa cushions for loose change4, so the toothfairy5 could come and take away your child"s first lost tooth. You wished for your child to have all permanent teeth.
All you remember about your child being seven is the carpool6 schedule. You learned to apply makeup in two minutes and brush your teeth in the rearview mirror1 because the only time you had to yourself was when you were stopped at red lights. You considered painting your car yellow and posting a “taxi” sign on the lawn next to the garage door. You remember people staring at you, the few times you were out of the car, because you kept flexing2 your foot and making acceleration3 noises. world of warcraft power leveling, You wished for the day your child would learn how to drive.
All you remember about your child being ten is managing the school fundraisers. You sold wrapping paper for paint, Tshirts for new furniture, and magazine subscriptions4 for shade trees in the school playground. You remember storing a hundred cases of candy bars in the garage to sell so the school band could get new uniforms, and how they melted together on an unseasonably5 warm spring afternoon. You wished your child would grow out of playing an instrument.
All you remember about your child being twelve is sitting in the stands6 during baseball practice and hoping your child"s team would strike out7 fast because you had more important things to do at home. The coach didn"t understand how busy you were. aoc power levelingYou wished the baseball season would be over soon.
All you remember about your child being fourteen is being asked not to stop the car in front of the school in the morning. You had to drive two blocks further and unlock the doors without coming to a complete stop. You remember not getting to kiss your child goodbye or talking to him in front of his friends. You wished your child would be more mature.
All you remember about your child being sixteen is loud music and undecipherable8 lyrics9 screamed to a rhythmic beat. You wished for your child to grow up and leave home with the stereo.
All you remember about your child being eighteen is the day they were born and having all the time in the world.
And, as you walk through your quiet house, you wonder where they wentand you wish your child hadn"t grown up so fast.
All you remember
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feifan1r
petit fan
Offline
Joined: 16 Sep 2009
Posts: 5
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Posted: Wed 16 Sep - 04:53
Post subject: yuya-chan |
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Blaming credit cards f young adults' money woes is popular these days; high-school and college students are putting way too many college expenses and other charges on their cards, the thinking goes.
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But as credit-card issuers and Congress race to crack down on over-browing, do we risk barring the do so tightly that teens miss out on opptunities to learn financial responsibility?
In a recent article that bucks the popular wisdom about teen credit-card use, my colleague Karen Blumenthal cites a study that suggesting credit cards may be merely a scapegoat f a lack of family communication about money. Kids with credit cards aren't the reckless spendthrifts they've been ptrayed to be the study shows. College freshmen with credit cards carry only a $169 balance, on average, says this 2,000-student study at the University of Arizona. And me than 60% of the credit-card holders demonstrated exemplary credit management skills, paying the bill in full every month.
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To be sure, 70% of all the students surveyed (which included both teens with and without cards) showed bad financial judgment at times, failing to pay bills on time, maxing out credit cards taking payday loans. But the credit-card holders were no me less likely to commit these errs than students who lacked plastic. ,Instead, the significant fact was whether students had good communication about money with their parents; those who did, also had me control over their finances.
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Thus the current Congressional crackdown on teen credit-card use may amount to barring the wrong do. A new federal law that takes effect next year tightens rules governing credit-card issuance f people under 21. Banks and colleges are on the same path, sharply reducing teen access to credit without adult co-signs.
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The rules will hamper young adults who are ready to take me personal responsibility f their financial decisions, Karen says. In a pre-emptive strike I'm planning to emulate with my 18-year-old son, Karen has persuaded her 19-year-old daughter to get a credit card befe the new federal legislation takes effect. Managing the card will not only enable her to earn a good credit recd, but give her room to make her own mistakes when the consequences and dollar amounts are low, Karen says.
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We've posted befe on the challenges of encouraging your kids to learn money management in a recession and on teaching teens to spend responsibly. Readers, would you let your teen have a credit card? If you do, how would you teach them responsibility? Any pitfalls to avoid, in your view?
2moons power leveling,
Blaming credit cards
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eagle1r
petit fan
Offline
Joined: 09 Jan 2010
Posts: 5
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Posted: Sat 9 Jan - 05:10
Post subject: yuya-chan |
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The Letter
The following day was dull and foggy.The Hall was sur rounded by heavy,low clouds,which opened now and then to show the grim,cold moor and its wet,grey rocks.The weather made us miserable.It was difficult to be cheerful when we felt danger all around us.I thougth of Sir Charles'death,and the awful sound of the hound,which I had now heard twice.Holmes did not believe that there was a supernatural hound.But facts are facts,and I had heard a hound.Was there a huge hound living on the moor?If so,where could it hide?Where did it get its food?Why was it never seen by day? It was almost as difficult to accept a natural explanation as a su pernatural explanation.
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That morning Sir Henry and Barrymore argued about Selden,the escaped prisoner.Barrymore said that it was wrong to try to catch Selden.
'But the man is dangerous,'said Sir Henry.'He'll do any thing.Nobody is safe until he is in prison again.We must tell the police.'
'I promise he won't break into any house,'said Barrymore,'and he won't cause any trouble.In a few days he will catch a boat for South America.Please don't tell the police about him.If you tell the police,my wife and I will be in serious trouble.'
'What do you say,Watson?' asked Sir Henry,turning to me.
'I don't think he will break into houses,or cause trouble.If he did,the police would know where to look for him and would catch him.He's not a stupid man.'
'I hope you're right,'said Sir Henry.'I'm sure we're breaking the law.But I don't want to get Barrymore and his wife into trouble,so I shall not tell the police.I shall leave Selden in peace.',ffxi gil,
Barrymore could not find the words to thank Sir Henry enough.Then he said:'You have been so kind to us that I want to do something for you in return.I have never told any one else.I know something more about poor Sir Charles'death.'
Sir Henry and I jumped up at once.
'Do you know how he died?'Sir Henry asked.
'No,sir,I don't know that,but I know why he was waiting at the gate He was going to meet a woman.'
'Sir Charles was meeting a woman?Who was the woman?'
'I don't know her name,'Barrymore said,'but it begins with L.L.'
'How do you know this,Barrymore?'I asked.
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'Well,Sir Charles got a letter on the morning of the day he died.It was from Newtown,and the address was in a woman's writing.I forgot all about it,but some time after Sir Charles died my wife was cleaning the fireplace in his study.She found a letter.Most of it was burned,but the bottom of one page was not burned.On it was written:“Please,please,burn this letter,and be at the gate by ten o'clock.L.L.”The paper fell into pieces as my wife went to move it.We don't know who L.L.is,but if you could find out,you might learn more about Sir Charles'death.We haven't told anyone else.We felt it would not be good for poor,kind Sir Charles.But we thought we ought to tell you,Sir Henry.'
The Barrymores left us and Sir Henry turned to me.'If we can find L.L.,the mystery may be at an end,'he said.'What do you think we should do,Watson?'
'I must write to Holmes at once,'I said,and I went straight to my room and wrote a letter to Holmes,which gave him all the details of Barrymore's story.
On the following day heavy rain fell without stopping.I put on my coat and went for a long walk on the moor.I thought of Selden out on the cold moor in this weather.And I thought of the other man,the mysterious watcher.
As I walked,Dr Mortimer drove past me.He stopped and said he would take me back to the Hall.
'I expect you know almost everybody living near here,'I said.'Do you know a woman whose names begin with the let ters L.L.?',wedding dresses,
Dr Mortimer thought for a minute,and then he said:'Yes,Mrs Laura Lyons.She lives in Newtown.'
'Who is she?'I asked.
'She's Mr Frankland's daughter.'
'What,old Frankland who has the large telescope?'
'Yes,'said Dr Mortimer.'Laura married a painter called Lyons who came to paint pictures of the moor.But he was cruel to her,and after a while he left her.Her father will not speak to her,because she married against his wishes.So her husband and her father have made her life very unhappy.'
wedding dresses,
The Letter
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